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    Disclaimer

    As a user of this website or portal, you acknowledge and agree that Annum International Insurance Broker Limited and its affiliates, officers, directors, employees, or representatives (collectively referred to as “Annum International Insurance Broker Parties”) do not warrant the timeliness, accuracy, reliability, completeness, or availability of the content provided. Annum International Insurance Broker Parties make no guarantees that the website or any materials downloaded from it will meet your expectations, function without interruptions, or be error-free. Additionally, they do not guarantee that files downloaded from this website will be free from viruses or other harmful elements. The Annum International Insurance Broker Parties are not liable for any losses incurred due to computer viruses or other issues arising from the use of this website. Furthermore, periods of unusual market activity or volatility may impact system performance and response times.

    No director or employee of Annum International Insurance Broker Parties will be liable for any losses incurred by individuals relying on the information or advice provided on this website (whether arising from tort, contract, or otherwise), nor will they be liable for any inaccuracies or omissions in the information or advice provided (including but not limited to inaccuracies or omissions caused by third-party data). This information or advice may change at any time without prior notice.

    Annum International Insurance Broker Parties also disclaim any responsibility for third-party content, referrals, or links to third-party websites. This website may provide links, referrals, or connections to other regulatory bodies, non-profit organizations, or other third-party companies and their websites for informational or educational purposes or for your convenience. Some products, services, content—including advertisements, tools, and materials—accessed through this website may be provided by companies unrelated to Annum International Insurance Broker Parties (referred to as "third-party content"). These sources are clearly identified, and in certain cases, third-party content may appear on Annum International Insurance Broker Parties' website or through links to other third-party sites. The use of third-party content may be subject to additional restrictions, which you should review carefully. Third-party content providers reserve the right to modify their usage restrictions without prior notice. By continuing to use our website after such changes, you agree to the updated restrictions.

    This website or financial advice is not intended for residents of countries or regions where the financial or insurance products mentioned are not approved or registered for sale. We strive to ensure the reliability and accuracy of the information on this website but make no guarantees in this regard. Residents of jurisdictions where such products are not legally authorized or registered should not rely on this website.

    The information on this website is intended solely for use by Hong Kong and overseas residents. Non-Hong Kong residents must ensure compliance with all applicable laws and regulations in their jurisdiction before using this website. Investment involves risks, and past performance is not indicative of future results. Investors should be aware that the information provided does not cover all risks and other important details related to the financial products (including insurance and investment products) mentioned on the website. If you have any questions or require further information, please refer to the relevant fund prospectus or consult a professional advisor.